• You will receive up to $1,000,000 coverage should you be diagnosed with any of the following covered critical illnesses: cancer, heart attack, stroke, paralysis or major burns.*
  • You may sign up for the Critical Illness Rider once you have enrolled in a Family Indemnity Plan.
  • You are not required to do a medical when you sign up.
  • You may apply for the Rider once you have not reached age 60.*
  • You have to wait six months after enrollment to be able to benefit from the Rider, unless you become diagnosed with a covered critical illness as a direct result of an accident.*
  • You are entitled to receive only one lump sum payment for the life of the Rider.
  • Your family will receive a refund of your Critical Illness Rider premium payments should you pass away without making a critical illness claim before age 75.*

Your Critical Illness Rider Premium:

  • Your first premium will be determined by the age you have attained when you sign up for the Rider.
  • Your premium will increase throughout the life of the Rider as you move into a new age band.