Dear Valued members:
As we bring 2018 to a close, I want to say thank you to our members for another great year. It is my hope that we have fulfilled our promise, as a credit union to become your financial institution of choice. Your continued support have helped us achieve another year of solid financial results and confirmed for us that our credit union remains on the right track to fulfilling our member’s needs. We are appreciative of your continued support and the special relationship that exists be-tween our employees, our members, and our communities.

It has been a wonderful year leading the Credit Union and helping our members do more, be more and achieve more. My goal as CEO is to give our members every reason to be proud of their Credit Union. Throughout the year we have been constantly reviewing and updating our product offerings to ensure that you continue to enjoy maximum returns on your savings and in-vestment accounts, new and improved loan products and reduced interest rates on your loans. I am happy that we continue to assist our members to regain financial confidence and take control of their finances. It has been a delight to see our successes and progress this year, successes which were measured and personified in your stories.

As with all great ventures, there is much to do, to improve, and to build as we go forward. I am looking forward to 2019 and I am honored to continue working with our dedicated employees in the pursuit of our mantra – ‘improving our members financial security’
Christmas season is a special time of year that brings community, friends and family together. During this holiday season, all of us at Public Sector Employees Co-op Credit Union Ltd want you to know just how much we appreciate you and thank you for making us a part of your finan-cial journey. Please take time in this festive season to reflect on the joy, warmth, and kindness of this past year.

On behalf of the Board of Directors, Committees, Management and staff, I would like to wish you a safe and festive holiday season. Merry Christmas and a Happy New Year.
We look forward to serving you in 2019!