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Share Ratio

These are secured loans offered against your shares. These loans can be used for motor vehicle, home improvement, home purchase and more.

Personal Loan

  • Low monthly payment
  • Conditions Apply

Character Loan

  • Up to 25% above your shares
  • Low monthly payment
  • Conditions Apply

New Motor Vehicle Loan

Don’t just dream of cruising in your dream car – make it a reality with our New Motor Vehicle Loan. Purchase vehicles up to 5 years old get up to 100% financing and up to 10 years to repay at a 7.99% interest rate per annum. *conditions apply.

Home Equity Loans

Use up to 80% of the equity in your property for a home renovation, dream vacation, or to consolidate high interest debt. Get up to 20 years to repay at a interest rate of 10.99% per annum. *conditions apply

Used Motor Vehicle Loan

Purchase Motor Vehicles 6 years- 10 years old and benefit from a 9.99% interest rate per annum with up to 10 years to repay. *conditions apply

Home/land acquisition loan

Are you ready to embark on the journey of home or land ownership? Our Home/Land Acquisition Loan is designed to turn your dreams into reality. Get up to 25 years to repay with a 9.99% interest rate per annum. *conditions apply

Home Improvement Loan

Is your home in need of a facelift? Are you dreaming of creating the perfect space for your family? Look no further than our Home Improvement Loan. Get up to 20 years to repay at 10.99% interest rate per annum. *conditions apply.

PSE/National Housing Trust (NHT) Micro Finance

Are you earning $86,000 or less weekly and want to build, buy, or upgrade your home? Borrow up to a maximum of $1.950M financed by the NHT at 6% per annum (secured) and 9% per annum (unsecured). Get up to 5 years to repay. Maximum disbursement at any one time is $1.1M. *conditions apply.